323 Mountain Top Way Amherst, VA ^$ 475,000

323 Mountain Top Way

^$ 475,000

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Recently Listed New Construction

323 Mountain Top Way

Amherst, VA, 24521

^$ 475,000

Bedrooms2 Baths2.0 Sq 1,236

Monthly Estimate*

^$ 3,281

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Single Family Home for sale in Amherst, VA

for $475,000 with 2 bedrooms and 2 full baths. This 1,236 square foot home was built in 2026 on a lot size of 5.069.

Banks Mountain Cottage! A new construction home set on just over 5 acres. This single-level cottage offers two spacious bedrooms and two full baths with marble countertops. The open living area features a vaulted ceiling, a stone fireplace with gas logs, and large windows framing majestic mountain views. White shaker cabinets, granite countertops, and a gas cooktop complete the kitchen. You will enjoy long-range mountain views from the shaded front porch and dark-sky stargazing from the open deck. Fiber-optic internet keeps you connected to work and entertainment while you enjoy the peaceful surroundings. A meadow of natural pollinators creates an ever-changing vista. Nearby outdoor destinations include the Lynchburg Reservoir, Appalachian Trail, Pedlar River, Horsley Creek, Blue Ridge Parkway, and George Washington National Forest. Schedule a private showing to experience the home and its beautiful surroundings firsthand.

Single Family Active

Price

^$ 475,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,660

Style

Craftsman

Lot Size

5.069

Year Built

2026

Town/City

Amherst

County/Region

Amherst

MLS | Web ID

369585

Features

General

Living Area 1236.00

Sewer Septic Tank

Heating Heat Pump Propane

Cooling Heat Pump

Roof Shingle

Appliances Dishwasher Dryer Microwave Range-Gas Self Cleaning Oven

HOA Fee 250.00

Architectural Style Craftsman

Year Built 2026

Property Subtype Single Family Residence

County Amherst

Property Type Residential

Subdivision Name Banks Mountain Subdivision

Full Baths 2

Close Price 0.00

Status Active

Directions Use gps

City Amherst

High School District Amherst

MLS Area Amherst

Lot Size Units Acres

Lot Size Square Feet 220806.00

Availability Date 1800-01-01

Lease Type Net

Legal Description LOT 22 BANKS MOUNTAIN SUBDIVISION SECTION 2 46 2 22

Interior

Interior Amenities Ceiling Fan(s) Drywall Great Room High Speed Data Aval Main Level Bedroom Primary Bed w/Bath Pantry TV Mount(s)

Basement Crawl Space

Flooring Vinyl Plank

Above Grade Finished Area 1236.00

Half Baths 0

3/4 Baths 0

Total Bedrooms 2

Bedrooms Possible 0

Exterior

Exterior Amenities Deck Porch Front Porch Secluded Lot Insulated Glass Undergrnd Utilities Mountain Views

Water Source Well

Lot Size Acres 5.0690

Lot Size Source (Public Records)

Internal Only

Street Number 1 323

* Excluded Features

List By

KristinWood

Listing Agent

Montague Miller And Co.-Amher

Broker

kristinwoodrealtor@gmail.com

Affordability Calculator

$3,502

Per Month

Monthly Principal & Interest: $3,281
Monthly Property Taxes: $222
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Amherst, VA

Average List Price ^$455,813

Percent of Sale Price 4%

About Amherst, VA

2,021 Population

-14% Since 2002

^$47,924 Median Income

37.98 Median Age

16% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3177693 Elementary School

3176410 Middle School

Amherst High High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/1/2026	$475,000		Listed Price

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323 Mountain Top Way, Amherst, VA, 24521 is a Single Family Home for sale at $475,000 with 1,236 sqft and a lot size of 5.069. 323 Mountain Top Way has 2 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 24521 which is in Amherst, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Lynchburg Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Multiple Listing Service of the REALTORS Association of the Muscle Shoals Area, Inc. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/15/2026.

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323 Mountain Top Way

Single Family Home for sale in Amherst, VA

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